IUL Additional Points

Indexed Universal Life (IUL) – Additional Points

• Savings account values are funded with after-tax dollars.
• Savings are secured by the issuing company. Insurance companies are required by law to have 100% or more, of all liabilities covered by the company’s assets. Leveraged Indexed Universal Life (IUL-based) plans are offered by some of the oldest, largest, and most financially stable institutions in the world and are A1 or A+ rated with Moody’s, A.M. Best and Standard & Poor’s.
• Through the use of IUL-based, three-to-one leveraged plans — individuals can add up to three times (or more) money to retirement savings when compared to pre-tax plans (i.e., 401(k), 403(b), 457) or after-tax options (i.e., Roth 401k, etc.) providing executives and key staff access to increased benefits without increasing budgeted amounts and without placing savings at risk.
• Leveraged plans offer a highly effective option to those who would like to save for the future without the risk – where their principal and interest gains are annually locked in and contractually protected against loss.